Stripe is an ecommerce payment solution that can be seamlessly integrated into websites or apps. It facilitates easy and secure acceptance of customer payments, supporting various payment methods. Stripe provides a robust infrastructure for businesses, offering features like billing, analytics, and fraud prevention. It's designed to cater to businesses of all sizes, from startups to large enterprises, making online transactions smooth and efficient.

  • 01Pros and cons from reviewers
  • 02Main features
  • 03What is Stripe?
  • 04How Stripe compare to similar software?
  • 05Who is Stripe best for according to our reviewers?
  • 06Stripe Reviews

What is Stripe?

Stripe is a unified payment infrastructure designed for e-commerce, offering a range of features to optimize business processes. It caters to online merchants, physical stores, subscription-based businesses, software platforms, and marketplaces. Stripe allows businesses to accept and process payments both nationally and internationally, send invoices, issue cards, manage payments and invoices, and obtain financing. It offers intuitive APIs that can be customized to specific needs. The platform boasts high performance with over 99.99% availability and AES-356 encryption for credit card numbers. Stripe handles over 250 million API requests daily, has a 99.999% uptime record, and is available in over 47 countries.

Pros from reviewers

  • Easy integration: Stripe is valued for its straightforward use and seamless integration with point of sale systems, making it an excellent choice for both startups and established businesses

  • Cost-effectiveness: Stripe does not charge user fees, only transaction processing fees, making it a cost-effective solution for businesses trying to keep overhead low

  • Comprehensive dashboard: The Stripe dashboard offers a wealth of data, providing valuable insights for businesses

  • User-friendly: Stripe is easy to use and offers a client portal, making it simple to onboard new clients and transition existing ones

  • Versatility: Stripe is capable of managing one-time payments, automatic recurring subscriptions, standalone purchases, and business invoices, making it an all-in-one solution for businesses.

Cons from reviewers

  • Inadequate customization options: For sole proprietors or small businesses, the inability to scale down some of Stripe's features can make the platform unnecessarily complex. This lack of customization can lead to a cluttered and confusing user interface

  • Limited dispute resolution support: When dealing with chargebacks, Stripe only allows for a single document to be uploaded for dispute resolution. This can be limiting when multiple pieces of evidence are required to resolve a dispute

  • Poor customer service: Numerous users have reported issues with Stripe's customer service, including lack of follow-up, inability to resolve issues in a timely manner, and difficulty in reaching a representative. This can lead to prolonged issues and frustration.

  • Lack of payment failure alerts: Despite its overall user-friendliness, Stripe does not notify users when a payment fails. This can lead to missed payments and potential financial discrepancies

  • Confusing fee structure: Some users find Stripe's fee structure to be unclear and difficult to understand. This lack of transparency can lead to unexpected costs and financial planning difficulties

Main features

Starting Price

N/A

Free Plan

No

Payment analytics and reporting

Payment processing

Fraud prevention

International expansion

Developer-friendly APIs

Razorpay and Stripe are versatile payment gateways offering unique approaches to facilitating transactions, enhancing security, and supporting business growth. Understanding the differences between these platforms can help guide you toward the most suitable solution for your business needs.


Razorpay is a comprehensive payment solution designed with a focus on the Indian market. It supports a wide range of payment modes, including UPI, credit/debit cards, net banking, and mobile wallets. Razorpay excels in providing localized features like recurring billing, automated payment collection, and a user-friendly dashboard for real-time data insights. Its integration capabilities are seamless with popular e-commerce platforms and accounting software, making it a preferred choice for businesses looking for a robust and versatile payment gateway within India.


In contrast, Stripe offers a global payment processing solution with extensive support for over 135 currencies and a multitude of...

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Simplify your payments, streamline your finances

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Stripe and Square are both popular payment processing solutions for businesses, but they have distinct differences that cater to specific needs.


One significant difference lies in their core offerings. Stripe primarily focuses on online payment processing and provides a robust set of tools for e-commerce businesses. It excels in handling subscription billing, customizable checkout experiences, and fraud prevention measures. Stripe is highly developer-friendly and offers extensive APIs for customization, making it a preferred choice for tech-savvy businesses.


In contrast, Square offers a more comprehensive suite of services, including in-person point-of-sale (POS) solutions in addition to online payments. Square's hardware options, like card readers and terminals, make it an ideal choice for brick-and-mortar businesses, food establishments, and service providers looking for seamless in-store payment processing. Square also provides tools for inventory management, employee management,...

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Stripe

Manage your online payments

Waived Stripe fees on your next $20,000 in payment processing on Stripe

Save up to $500

Get Stripe deal
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Square Point of Sale

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Stripe and Brex are both powerful financial tools, but they serve different purposes and offer distinct features that cater to varying business needs. Understanding these differences is crucial when deciding which platform is the best fit for your organization.


Stripe is primarily a payment processing platform, known for its developer-friendly APIs and extensive range of integrations. It is designed to handle online payments, subscriptions, and complex financial workflows across a global scale. Stripe's platform allows businesses to accept payments in multiple currencies, manage recurring billing, and customize payment solutions to fit their specific needs. It's an ideal choice for e-commerce businesses, SaaS companies, and any organization that requires a robust, scalable payment infrastructure.


On the other hand, Brex is a financial technology company that offers an all-in-one corporate card and expense management solution. Brex is tailored for startups and growing businesses,...

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Stripe

Manage your online payments

Waived Stripe fees on your next $20,000 in payment processing on Stripe

Save up to $500

Get Stripe deal
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Brex

All-in-one expense platform

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Who is Stripe best for according to our reviewers?

  • Ecommerce Businesses: Ecommerce businesses can use Stripe to accept payments through their websites. Despite some limitations, such as the inability to add custom notes to customers and the requirement for detailed information to process a credit card, it's chosen over other platforms like Shopify for its all-in-one ecommerce and point of sale solution

  • Startups and Established Businesses: Stripe is excellent for both startups and established businesses due to its straightforward use and integration with point of sale systems. It can manage one-time payments and automatic recurring subscriptions, making it a cost-effective choice for businesses of all sizes

  • Sole Proprietors: Sole proprietors can benefit from Stripe's client portal, which makes it easy to onboard new clients and transition existing ones. The software doesn't charge user fees, only transaction processing fees, and offers a dashboard with a wealth of data

  • Small Businesses: Small businesses can utilize Stripe for gathering debit and credit card payments. It's user-friendly and clients find it easy to use for making payments. However, some users find the fee structure confusing

  • Non-Profit Organizations: Non-profit organizations can use Stripe to process annual dues and other payments. The software's API can be integrated with HTML and PHP to record payments in an organization's database. However, some users have reported issues with account verification and fund deposits.

  • Stripe Reviews

    4.3

    Stripe rating

    0.0

    Ease of use

    0.0

    Customer service

    0.0

    Value for money

    0.0

    Likelihood to recommend

    0.0

    Features

    20 Stripe Reviews

    4.3 (20 reviews)
    Leave a review
    • Samantha R

      Retired Software Developer's Review on Stripe

      As a retired software developer, I now manage three non-profit, club-based websites. We have annual dues for each club and have integrated payment through Stripe. I utilize the Stripe API to process these payments via HTML and PHP, recording them in our club database. The tutorials and videos provided by Stripe made this process quite straightforward.

      August 18, 2024

    • Weston

      Stripe: A Game-Changer for Recurring Payments

      I've been using Stripe for recurring payments and it has been a game-changer. It's efficient and reliable

      August 11, 2024

    • Eric

      Stripe's Limitations: A Challenge to Navigate

      The software feels outdated, like it's from the 1990s. It's great that it doesn't require a landline, but it's missing some key features, such as processing credit card payments in the field or in-store without internet. I like that I can accept payments through my ecommerce website, but I can't add a custom note to my customers and it requires too much information to process a credit card, like the billing address, which is quite inconvenient. I wish it had a credit card swipe feature to avoid having to input so much information. I've contacted customer service about this, but they've never followed up. I chose Stripe Billing over Shopify because Shopify is expensive and charges per transaction as well as a percentage of the sale. I switched to Stripe Billing because I needed an all-in-one ecommerce and point of sale solution, rather than separate services for each.

      August 3, 2024

    • Betty N

      Commendable Customer Service: Stripe's Prompt and Professional Assistance

      Stripe's customer service is commendable. They are prompt, professional, and always ready to assist

      July 30, 2024

    • Silas

      Excellent Reporting Feature in Stripe: Empowering Informed Business Decisions

      The reporting feature in Stripe is excellent. It provides detailed insights which help me make informed business decisions

      July 21, 2024

    • Zephyrine G

      Stripe: Empowering International Clients with Flexible Payment Options

      I love the flexibility that Stripe offers. It accepts a wide range of payment methods which is beneficial for my international clients

      July 14, 2024

    • Alan Miller

      Experiencing a Nightmare Through Stripe

      Update: The response email from Stripe directed me back to the same Support Team that hasn't been helpful so far. The email address they provided doesn't work. If I could, I would give this review negative stars. Dealing with Stripe Support via email has been a nightmare. I have repeatedly requested a call back because after 18 months of having an account, support suddenly needs to verify that the non-profit association is legitimate. I have submitted the required paperwork multiple times, but support keeps sending the same template response asking for the same documents again. I was informed that Stripe is not equipped to contact anyone by phone. Stripe has stopped depositing funds into the account and is holding the funds until the account can be verified. They were more than happy to process over 1k last year for this association, but now that money is coming in quickly this year, they are holding it. This is extremely frustrating and unprofessional.

      July 9, 2024

    • Christian Brown

      Stripe: The Ultimate Payment Processing Solution

      I switched to Stripe from my previous payment processor and have been extremely satisfied ever since. I was initially worried about the potential need for extensive HTML coding, but the Stripe client portal made it easy to onboard new clients and transition my existing ones. Stripe doesn't charge user fees, only transaction processing fees, which I appreciate. I particularly like the dashboard, which offers a wealth of data. However, as a sole proprietor, I wish I could scale down some features to simplify my platform. I chose Stripe Billing because it's an all-in-one software with a client portal. I made the switch because my business had grown to the point where I needed a software capable of managing subscriptions, standalone purchases, and business invoices.

      July 1, 2024

    • Elizabeth Brown

      Stripe: A Small Business Owner's Best Friend

      As a small business owner, I appreciate Stripe's user-friendly interface and quick payment processing

      June 25, 2024

    • David Smith

      Smooth Integration with Stripe's Comprehensive API Documentation

      The API documentation of Stripe is comprehensive and easy to understand, making the integration process smooth

      June 15, 2024

    • Pamela Johnson

      Extremely Frustrated with Stripe Right Now

      I'm extremely frustrated with Stripe at the moment. Our funds have been held up for 14 days and withdrawing them has been a nightmare. Whenever we inquire about withdrawals, we either receive no response or inconsistent replies. When I asked about our funds, they began discussing account reactivation, which seems like an automated response rather than genuine assistance. I'm really disappointed with Stripe.

      June 9, 2024

    • Brittany R

      Attention Stripe Support

      I recently contacted the Stripe Support Team regarding the suspension of our account, which is vital for our business operations. I understand the importance of adhering to Stripe's guidelines and policies and am committed to ensuring compliance. After receiving the suspension notice, I reviewed our account activities and addressed any issues that might have led to this situation. I have also implemented additional measures to prevent any future breaches of Stripe's terms of service. I value Stripe's services and appreciate their security measures. I requested a review of our account suspension and its reactivation, offering to provide any further information or documentation needed. I emphasized that their support is crucial for our business continuity and expressed hope for a positive resolution and continued partnership with Stripe.

      June 4, 2024

    • Scott

      Perfect Payment Platform for Small Enterprises

      I've been utilizing Stripe for 3 years in a small business environment. It's user-friendly for gathering debit and credit card payments and is a system our clients are at ease with, experiencing no problems in making payments. However, the fee structure can be somewhat confusing.

      May 25, 2024

    • Billy R

      Top-Notch Security: Stripe Ensures Peace of Mind for Secure Transactions

      The security features of Stripe are top-notch. It gives me peace of mind knowing that my transactions are secure

      May 18, 2024

    • Jerry Smith

      Still Unable to Refund Customers After 5 Weeks!

      For five weeks, I was unable to issue refunds to customers who paid via SEPA direct debit. I had been in contact with Stripe support for four weeks, but they were unable to resolve this significant issue with my account. This problem caused significant damage to my company, as many customers were waiting for their refunds. Despite Stripe support repeatedly assuring me that the issue was being addressed urgently, it remained unresolved. I was disappointed that such a simple function like issuing a refund could not be executed. I was considering legal action due to the damage caused by customers cancelling their memberships and leaving negative reviews because I couldn't refund them. However, after five weeks, the problem was finally fixed. Although I believe it took too long, I am relieved that I can now issue refunds.

      May 12, 2024

    • Carol Rodriguez

      Ideal for Single and Recurring Payments

      I am extremely satisfied with Stripe. It's excellent for both startups and established businesses. I value its straightforward use and integration with my point of sale system. In the past, I had to pay for a software that could manage one-time payments and automatic recurring subscriptions, but Stripe surpasses them. I primarily work from my computer and find Stripe easy to use. If I forget how to execute a function, I can easily find assistance from their support forums or chat. The only downside is that it doesn't alert me if a payment fails, but I've rectified this by using Zapier to receive email notifications. I once had a chargeback and wished there was an option to upload multiple documents for disputes, not just one. However, my contract resolved this issue. I selected Stripe Billing for its superior features and cost-effectiveness. Although Zoho has recently introduced some features I would use, I am trying to keep my overhead as low as possible.

      May 7, 2024

    • Diane Martinez

      Stripe: Seamless Integration for Online Business

      I've been using Stripe for my online business and I'm impressed with its seamless integration

      April 30, 2024

    • Stephen Garcia

      Security Concerns

      I find Stripe's service extremely user-friendly from a seller's perspective, almost too much so. The two-factor authentication doesn't function properly and there's no way to enforce the use of MFA on other users. In my opinion, it's the least secure 'banking' site available. By default, users remain logged in for a week, which is concerning given that payments can be made with just a click. I recently logged in after several weeks and wasn't prompted for MFA.

      April 23, 2024

    • Wilder M

      Streamlining Subscriptions: How Stripe's Management Feature Revolutionized My Workflow

      The subscription management feature in Stripe is a lifesaver. It has automated a lot of manual work for me

      April 14, 2024

    • Kimberly Davis

      Fair and Transparent Pricing: A Huge Plus for Stripe

      I find the pricing of Stripe to be fair and transparent. There are no hidden charges which is a huge plus for me.

      April 13, 2024